African payments technology company Enza has secured an Enhanced Payment Service Provider (PSP) licence from the Bank of Ghana, giving it regulatory approval to expand its payment infrastructure services in one of the continent’s most active digital finance markets.

The licence allows Enza to provide regulated payment solutions to banks, financial institutions, and fintech companies operating in Ghana, strengthening its presence in a country that has become a leader in mobile money and digital payments adoption.

A Bigger Push Into Africa's Digital Payments Boom

Founded in 2023 and headquartered in Abu Dhabi, Enza operates across several African markets, including Ghana, Nigeria, Egypt, and South Africa. The company focuses on payment infrastructure that enables financial institutions to process transactions more efficiently, launch digital services faster, and build tailored financial products for customers.

According to Enza Chief Executive Officer Hany Fekry, the approval marks an important milestone in the company's broader expansion strategy across Africa, where demand for digital financial services continues to accelerate.



Why Ghana Matters

Ghana has emerged as one of Africa's strongest digital payments markets, supported by widespread mobile money usage, growing fintech activity, and a regulatory environment that encourages innovation.

The Enhanced PSP licence is among the highest categories within Ghana's payments framework and allows Enza to offer a wider range of services while deepening its partnerships with banks and fintech operators.

As more consumers and businesses shift toward digital transactions, the need for reliable payment infrastructure is growing rapidly. Enza's latest approval reflects a wider trend across Africa, where payment technology providers are expanding their capabilities to support the next phase of financial inclusion and digital commerce growth.